Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand. As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
Tata Capital Business LoanGet Tata Capital Business, Home Loan, MSME, Personal Loan From anywhere, anytime without vising Bank Branch
Tata Capital allows customers to foreclose their personal loans 6 months after it has been disbursed. To foreclose the loan, you will need to pay a fee that is 4.5% of the principal outstanding plus the applicable GST. Tata Capital also allows preclosure on top-up loans and Cash Credit Overdrafts (CCODs).
Tata Capital offers business loans to micro, small and medium enterprises to meet their business requirements. Some of the business loan products offered by Tata Capital include Working Capital Loans, MSME/SME Loans and Business Loans. Tata Capital uses business analytics and big data technologies for evaluating business loan applications. It also uses machine learning tools and proprietary big data for setting the interest rates of its business loan applications.Tata Capital Loan Limited, is a non-deposit taking NBFC, providing MSME lending in India. The Company aims to transform small business lending by making it convenient for MSMEs to access credit easily. The Company uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately.
Lenders Face Financial Losses: When a borrower defaults, the lender loses the principal amount of the loan along with accrued interest. This can corrupt their profitability and limit their ability to offer credit to other borrowers in the future.
The Tata Capital can be extended under 3 steps as Grow Your Business:
- Enter Details
- Complete KYC
- Get Loan: Up to Rs 2 crore
Purpose: Tata Capital offers collateral-free business loans to India’s small and medium enterprises for growth and expansion of their business venture. The NBFC offers online business loan processing and claims to disburse the loans within 24 hours of loan application If you are looking for funds to expand and upscale your business, consider getting a loan of up to ₹2 crore from Tata Capital. Enjoy low interest rates starting from just 7.99% p.a. and repayment tenures ranging up to 3 years. With the digital application and documentation process, you can apply for a loan easily at your convenience. Once approved, you can receive the amount within 24 business hours.
A Tata Capital Personal Loan is an unsecured loan option that you can avail for various purposes without pledging any collateral. Whether you want to finance a medical emergency, take a much-needed family vacation, there is a marriage at home or give your home a long-awaited makeover, it allows you to tackle your urgent financial needs with utmost ease. Looking for an instant way to fund your larger expenses? Get an instant personal loan online!
Find Loan Products We Offers
Car Loan
Customers can get this business loan to buy new commercial cars for their businesses. Lenders will finance up to 100% of the worth of the vehicle’s base frame or chassis.
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Tata Capital Loan
Get Tata Capital In-principle Approval in 59 Minutes. From anywhere, anytime without vising Bank Branch.
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MSME Loan
Tata Capital's SME/MSME loans serve as financial catalysts, providing businesses with the agility to swiftly transit from strategic planning to execution.
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Loan Foreclosure
A foreclosure is simply the closing of a Home Loan by paying off the entire amount borrowed in one lump sum amount.
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Unsecured Loan
Unsecured loans are loans that don’t require collateral. They’re also referred to as signature loans because a signature is all that’s needed if you meet the lender’s borrowing requirements.
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Personal Loan
A personal loan is a credit facility that can help you meet your financial obligations. It is easy to avail of a personal loan as you are not required to pledge any collateral..
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Business Loan
Tata Capital’s business partner program helps MSMEs in getting business loans from Tata Capital.
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Home Loan
The lender possesses the legal rights to recover the outstanding loan amount by the sale of the property in question in case the borrower cannot repay the dues.
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Company Overview
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is
registered with the Reserve Bank of India as a
Core Investment Company and offers through itself and its subsidiaries fund
and fee-based financial services to its
customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of
retail, corporate and institutional customers, across various areas of business namely the Commercial Finance,
Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata
Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
Our Vision
To be a new generation Tata Capital that is committed to ensure maximum value to its members thereby improving the Business and standard of life of the society we serve.
Our Mission
To make financial services easily available; to promote poverty alleviation through the development of a strong, sustainable economic infrastructure.
Brands who Trust Us
We are amongst the top 3 most-preferred channel partners for loans for India's widest network of Banks, NBFCs, and Fintech
Tata Capital Loan Eligibility
Tata Capital can be availed by the following entities:
- Applicants age of 18 years and maximum 65 years
- Business owners
- Shopkeepers
- Small Industrialists and Manufacturers
- Individuals involved with Agricultural activities
- Startup entrepreneurs
Hear Success Stories Straight From Our Clients
"I had best experience in taking loan from "Tata Capital". I am afraid of filling online application form and leak of my personal information. When I visited to "Tata Capital Loan" website, I found there services are very easy and fast.
Rakesh Sinha
MSME Loan, Noida"Good Customer Service and quick process. Lowest rate of interest and cash back offer. Wish you the best to entire team of "Tata Capital". Special thanks to Ankit Sir."
Rahul Kumar
Business Loan, New Delhi"Tata Capital is one of the best loan provider. They collect all the documents from me from my home and logged in the bank. They keep me informed about my home loan status on daily basis. I got my home loan disbursed in 3 working days.
