About Tata Capital Loan

Who We Are?

Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is carrying on business as a non-banking financial company.
Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.
Tata Capital Limited is a financial and investment service provider in India. The company is based in Mumbai and has more than 700 branches across the country. The firm offers consumer loans, wealth management, commercial finance, and infrastructure finance, among others.

Tata Capital provides personal loans, business loans, msme, home loans to salaried applicants based on their credit scores. However, the non-banking financial company (NBFC) has not specified their personal loan interest rates matrix for prospective borrowers on the basis of their credit scores.

Tata Capital Personal loan applicants can follow healthy credit behaviours like paying their EMIs on time, avoiding multiple loan applications within short durations, maintaining an optimal credit mix, etc. to increase/maintain their credit scores and thereby, improve their personal loan eligibility. They should also review their credit reports at regular intervals to find any mistakes in the report and highlight it to their lender or credit bureaus. Any error in a loan applicant’s credit report can reduce his credit score and negatively impact his eligibility for availing personal loans. Lower credit scores may also reduce loan applicants’ chance of availing Tata Capital Personal Loans at lower interest rates.

Tata Capital Finance Limited (Tata Capital) provides working capital finance to underserved entrepreneurs and small businesses in India. Tata Capital Technologies Private Limited is a fin-tech startup in the working capital space. The Company has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower’s creditworthiness and provides other related services.